Business Crime Insurance – Stand-alone, contract driven policy which covers, primarily, employee theft and losses from burglary, computer fraud, and other business crimes committed by employees towards employer or third parties.

Business Income Insurance – This business interruption insurance helps to replace lost revenues, covered property damage (such as fire or theft), and certain expenses when faced with shut down or relocation. 

Business Owners Policy – BOP – A package policy that gets you up and running. It combines basic property and liability insurance to protect a business from physical damage, lawsuits, and other risks. 

Commercial Auto Insurance – Also known as fleet insurance, this covers the vehicles your business owns, operates, or leases in the company name. 

Commercial General Liability Insurance – CGL – Covers costs related to injury at your place of business or resulting from product or service usage and protects businesses from claims related to harm caused by AI-enabled products or services

Commercial Package Policy – CPP – Meant for larger companies, a CPP combines commercial property and general liability insurance with additional types of policies to provide customized coverage. Please note: Directors and Officers Liability D&O, Health or Disability, Workers Comp, or Life Insurance policies must be purchased separately. 

Commercial / Business Property Insurance – Covers destruction or damage: buildings, equipment, inventory, etc. 

Commercial Umbrella Liability – Expands liability coverage by increasing liability limits of underlying policies when ramping up a workforce or when a contract requires an additional 1-10mil+ in coverage. 

Cyber Insurance – Protects companies in the event of data breach, ransomware, phishing, and other internet-based threats and can cover financial losses, legal fees, and other expenses incurred due to cyberattacks. Scalable to 10 million, plus. NOTE: Prior actions may NOT be covered. 

Directors and Officers Liability Insurance – D&O – Protects the personal assets of company leaders and covers defense costs, settlements, and awards should company leaders be sued for alleged wrongdoing by employees, vendors, customers, investors, and competitors. 

Electronic Data Processing Coverage – EDP – Covers costs associated with the loss or damage of business computers, servers, electronic devices, data, and software used for data processing. 

Employment Practices Liability – EPLI – Covers costs related to 3rd party (applicants) and employee disputes over termination, discrimination, sexual harassment, and other employee rights issues. Needed when ramping up a workforce or in high-turnover companies. 

Equipment Breakdown – Covers losses due to malfunction of HVAC, electrical, communication, and other equipment. 

Errors and Omissions – E&O – This professional liability insurance protects your business from lawsuits related to professional services and can help cover court costs or settlements. NOTE: Prior actions NOT covered. 

Generative AI-Specific Endorsements – Specialized insurance policies designed to protect companies which develop generative AI models. They cover risks such as manipulation of training data (data poisoning), intellectual property violations (unauthorized use of copyrighted materials), and regulatory non-compliance.

IP Infringement Coverage – Protects businesses from the financial risks of intellectual property disputes, copyright and patent violations, even as they pertain to AI training data or outputs. It covers legal defense costs, settlements, or damages if accused of infringing on another’s IP and may also fund enforcement actions against infringers to protect the insured’s own IP rights.

Key Person Insurance – Covers losses related to death or disability of a business owner, executive, or top salesperson. 

Product Liability Insurance – Covers claims related to injury or damage caused by defective products. Essential for robotics and hardware companies manufacturing physical goods